PPF Calculator

Calculate Public Provident Fund returns

Investment Details

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years
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PPF Key Benefits

  • ✓Tax-free interest under Section 80C (EEE status)
  • ✓Government-backed, sovereign guarantee
  • ✓Loan facility available from 3rd year
  • ✓Partial withdrawal allowed from 7th year

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PPF Calculator – Public Provident Fund

Our PPF Calculator helps you estimate returns on your Public Provident Fund investment. PPF is a government-backed, tax-free savings scheme popular in India.

PPF Key Features

  • Interest Rate: 7.1% p.a. (Q4 FY24)
  • Tenure: 15 years (extendable)
  • Investment: ₹500 to ₹1.5 lakh per year
  • Tax Benefit: EEE status (tax-free)

Frequently Asked Questions

Is PPF better than FD?

PPF offers tax-free returns, making effective returns higher than FD for most taxpayers. However, PPF has a 15-year lock-in.

Can I withdraw from PPF before maturity?

Partial withdrawal (50%) is allowed from 7th year. Loan facility is available from 3rd to 6th year.